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If you need to move into a care home, we will work with you to find a suitable home that meets your needs. If you want to move into a more expensive care home, a third party can pay the difference (called a ‘top-up’). The third party can be your spouse, another member of your family, a friend or a charity. You cannot pay your own top-up from your savings, because we will have already carried out a financial assessment of what is affordable for you to pay towards the cost of your care home. However, you can pay your own top-up from savings if you have a deferred payment agreement in place or if you are placed in a care home under section 117 of the Mental Health Act 1983.
There are some important things to consider with third party ‘top-up’ payments to care homes:
If you would like more information, please contact the Intake Team on 020 8227 2915 or intaketeam@lbbd.gov.uk